Debt Is Gambling With Debt

No matter which way you look at debt, it is still debt. However, unlike the more conventional impression of debt being something that happened because of a home mortgage, car payment or credit card usage, gambling debt is unique. The number one difference here is the temptation to continue gambling, hoping to hit the big one and then pay off all that debt accumulated due to gambling in the first place. The fact is, the odds are definitely stacked against anyone accomplishing this goal.

In a similar manner, those who continually run up credit card debt buying clothes, furniture and other electronic gadgets will never find themselves out of debt. If there is Matka any hope of them one day getting out of debt, the first thing they need to do is stop over-spending. In like manner, this is what the gambler must also do. They must stop gambling in order to truly solve their debt problem.

Unfortunately, unlike those who spend money in order to have things, the gambler looks at their gambling in a different light. If they have lost money betting on horses or at the casino, they often think that their luck is about to change. All they need is that one big jackpot and they will then be living on easy street. They often convince themselves that all their efforts to win are about to pay off, so they continue to go deeper into debt gambling.

As is often the case, the individual begins their gambling problem in a small way. It usually starts with buying lotto tickets, playing bingo or placing bets with co-workers on their favorite sports team. Even though they lose more often than they win, the euphoria that overtakes them whenever they do win compels them to up the stakes in their gambling adventure. They soon begin visiting the race track, betting on horses or dogs, or they make the trip to the local casino for a little slot machine fun. The bottom line here: they begin to lose more than they win back and the debt begins to grow.

Even though they fully recognize the debt they are getting themselves into, they still believe they will one day win the big payoff and will be able to get out of the debt mess they are currently in.

Another aspect of this dilemma is purely psychological. Because no one wants to feel stupid or made a fool of by others because of their propensity to waste money gambling, they often justify their actions by making themselves believe that they will beat the odds and sooner or later hitting the big win will have made it all worthwhile.

The gambling industry doesn’t make it any easier with mottos such as “Lotto does good things” and “If you’re not in it, you can’t win it”. It can make the perpetual gambler think that, even if they continue to lose, at least they are ‘contributing’ to a good cause that benefits the community.

Even though this all makes sense, in the heart of the gambler they know they have a problem. They know that the casinos and other forms of gambling wouldn’t be in business very long if they lost more money than they won. The odds are clearly in favor of the gambling industry and the gambler instinctively knows this.

However, one of the cruelest things to happen to any gambler is to see the occasional big winner. That is often enough to keep them playing the game, hoping that they will be the next big winner. In truth, the very small numbers of instant millionaire jackpot winners are simply being used by the gambling industry to keep the rest of the gamblers going for broke.

The reality is this: in order to get out of gambling debt, the gambler must forsake one dream for another dream. Instead of dreaming about hitting the big jackpot and ending up on easy street, the gambler needs to come to the conclusion that the odds are clearly stacked against him, and this will never happen.

Accept that you are not going to realize a profit from all of that gambling. Admit to yourself that, even if you did win something, you will always lose it back in an attempt to win even more. The bottom line is, as long as you believe you can see a profit from gambling, you will never stop.

Begin to educate yourself by reading books that reveal the true statistics of the game to understand that no one can truly beat the casinos in the long run. You could even research the lives of those that have hit the lotto and see how their lives have turned out. You will soon discover that most of them are miserable, often suffering from depression, divorce, drugs or alcohol, not able to properly manage their unexpected riches, soon to be found poorer than ever, their self esteem gone as well.


Casino Games – A Review

Many professional gamblers tend to stick to the most well-known online casinos with a good reputation. In fact, this is a very conscious and sound strategy for high rollers as they will only trust their money with the top online casino sites. However, this behaviour may also lead to the paradox of missing out on the biggest new casino bonuses. As a matter of fact, there are plenty of less known casinos out there who actually belong to the same casino network as the more popular ones – while offering better bonuses at the same time!

Villento Casino is a good example of this. This casino has yet to make some noise in the casino gaming industry, but it is in fact part of the Casino Rewards Group, a very trusted and reputable 토토사이트 online casino network. This network is responsible for top-notch casinos like Golden Tiger Casino and Blackjack Ballroom to mention a few. So when you sign up at Villento Casino you know that you will get a bang for your buck with great gameplay, superb graphics and smart player options.

Now, like we said before, Villento Casino is a good example of one of the lesser known casinos, but in this case it can be as trusted as any other casino that is a part of Casino Rewards Group. But where Villento Casino may lack in fame – certainly this casino compensates this through their extensive bonuses.

Upon joining, Villento Casino offers over $1,000 USD worth of free bonuses. On your first deposit, your bankroll is doubled by a 100% match bonus of up to $150 USD free. Not bad! Deposit again and you’re rewarded with a 50% match bonus of up to $250 USD free. Getting even better! On your third and fourth deposits the casino will give you a 30% and 20% match bonus respectively, both with a total value of up to $200 USD free. And finally, (getting even better still), your fifth deposit will see you walk away with a 10% match bonus of up to $200 USD free. That’s a grand total of $1,000 USD in bonuses to start playing at Villento Casino – not many casinos will match that.

When considering to opt in for a new bonus offer, one should always evaluate the overall value of playing at the casino in question. The deposit bonuses may be great, but if the number of casino games on offer are few, or if the overall payouts are low, it may not be worthwhile. Thankfully, Villento Casino has over 450 casino games on display as well as 16 progressive jackpots, including Mega Moolah, King Cashalot, Major Millions, Fruit Fiesta and many more. Some of these jackpots accumulate to over $1,000,000 USD from time to time.

Besides traditional casino games like blackjack, roulette and table games, Villento Casino offers a wide range of games that are categorized as “featured games” and “latest games”. In the category of featured games, the casino has Sterling Silver 3D, Poker Ride and Gold Series Multi-Hand Bonus Blackjack. Among the games that fall in to the category of “latest games” you will find Riviera Riches, Lucky Witch, Rhyming Eels, Hearts & Tarts and Thunderstruck II. In case you do not feel like going through all of the games one by one, there is a handy option available to preview the games. By previewing the games, you can easily decide whichever game you want to play. As expected, downloading the casino software is totally free if you want to try out the games for fun before playing with real money.

The security policy of Villento Casino is very strict and your personal information and transactions are kept confidential at all times. Any player at Villento casino can review their own information and transaction data using the “play check” option. Villento Casino is also a member of the Interactive Gaming Council and operate under their code of conduct guaranteeing fair and honest gaming. The casino also features independently reviewed Random Number Generators, and the results of these checks are published on the website by independent auditors.


5 Must Have Android Apps

To make your phone easy customizable, there are some of the android features that you must add in your mobile phone. With the use of rights android apps and widgets, you can use your own aspect of user interface very customizable. So here are some of the best android apps that are must to have in your phone.

Launch-X Pro:

This is one of the replacements for android launcher and it consists of soft buttons ate the bottom of the home screen. The drawer also consist all major applications of phone. This Launch-X Pro is an application that not only replaces stock launcher but it has more added benefits. Launch-X Pro also helps you in using the kind of home screen that you want for your mobile widget. You can also end up seven of them and have a cool one for yourself. One attracting feature that you will like about this application is dock that is situated at bottom of home screen. It helps you in adding any app, shortcut or folder that you would like to have a regular access to. In fact, you can use multiple swiping by just scrolling left and right. You can access all apps just from your home screen.


This features that help you to have innovative customisation for Android unlock store. To unlock the phone, there is simple slide bar to unlock the phone. Widget locker gives two options to unlock the screen and make it a useful tool. First thing is that on unlock screen any android widget can be placed. Second option is unlock slider bar can also be changed accordingly. Either you can have it in slider form or you can continue to have it in drag down form.


Google Voice:

This is a must have android apps that you should have in your own phone. You can easily receive mails and calls with the help of this phone. In fact, you can make very cheap phone calls with the help of Google voice or Google phone.


This is one of the android apps that is for all those who wish to get going with music in their device. This app helps in all time radio switch in. Wherever you go, this application helps in searching the local stations and you can hear the songs everywhere. You are away from any kind of station search and identification.


This is a great image editor application. This is a free application and you can edit any image with the help of this desired application. With the help of this application, you can even share you photos with all kinds of social networking sites.


3 Steps to Profitable Online Sales Funnels

In the world of internet marketing, there is always an opportunity to step back and see exactly what’s happening with your business. When you started this venture, you most likely had the idea of making money in mind. Without the appropriate tools and methods, achieving this status of profitability can be a difficult endeavor.

#1 Traffic. Your sales funnel normally begins at the moment when a prospect chooses to opt-in when they reach your capture location. This is your sign-up page or box where the person viewing the website decides to input their personal information to be added to your list. Without this critical point among your web pages, you have no opportunity to build either a list of potential customers, or develop the sales funnel. Viewers of your website will just visit and then turn to someone else’s page for what they are searching for.

The desired result is for people to visit your site and stay long enough to leave their contact information. clickfunnels pricing discount This results in them agreeing to receive further communication from you via email autoresponders. Whether your preference is pay-per-click, e-zine articles or any other lead attraction techniques, once a prospect gives you permission to contact them, your sales funnel has begun.

However, in order for you to achieve this goal you need to master attracting people to your website. Any internet marketer must learn this critical skill from the beginning of their online venture. Generating traffic to your capture page is vital to the success of your business.

#2 Consistent Communication. Keeping your prospects interested and confident in what you have to offer is the next task on your sales funnel agenda. If your correspondence through email autoresponders is lacking substance, your chances of losing them as future customers are high. Your goal from the beginning is to prove to your customers you have something of value to offer them. Once you are known, trusted and well liked by your prospects, you raise your chances of them returning in the future.

Frequent follow-ups with quality updates for your list not only helps to prove you have quality information for them on a regular basis, but will help you to weed out those who aren’t really interested in your online business.

#3 Marketing. Marketing to your prospects begins after these relationships have been formed. This is where you start to promote more of what you have to offer to your prospects. You are still working on maintaining their trust as well as providing them with valuable information they have begun to wait for with a state of excitement. They are starting to wait anxiously for your email autoresponders to arrive with something new and interesting for them.


Ideal Ways to Manage Office Space

A well established space with organised interiors is the reflection of the company’s daily working profile. The office place needs to be more comfortable for the employees as well as for the guests. It should have appropriate designing according to consumer’s taste and preference.

A great workplace with clean, organised furnishing helps to give a staff a calm, serene and happy environment to work in. It makes them to start their day on a positive note and fulfil their goals for the future.

When you plan to go for office refurbishment, first you need to discover what you have and how you can go for interior decoration project for commercial buildings. The first thing you need to consider is proper space management. Just calculate the overall gap for workplace to revamping.

Discuss about the office plan. Look for the best add-on to furnish material including proper display of reception, cabin, wall colours and trendy fit-outs and lots more. With proper space management you can maximize the efficient use of space for increased productivity in following ways.


It is important to keep the place de-clutter or out of the mess. The desk should be kept neat and clean, the files must be stored in the proper place. Besides this, mention proper dates and days for archived products. Place minimal items over the desks. Use external hard drive to store important store old data. Use plenty of drawers, spaces and cabinets to store and save different items.

Go for more flexible options

Try to build your office on a small scale but with more space. Pick flexible options for business establishment to enhance its virtual beauty, space and layout. Refurbish it on a timely basis to make it look trendy and attractive to others.

Say Yes to paperless work

To make your office eco-friendly in office refurbishment company nature, keep the use of paper to the minimum. Paperless business transaction saves a lot of space, money and time invested in running various business transactions.

Liberal use of Desking

It includes the free use of working space on shifting basis. For businesses like call centres and IT companies, employees work in different shifts allowing them to the same desktop number of times. This saves a great deal of time, energy and money wasted on installing different computers for various shifts.

Use of economical furnishing stuff

In this competitive world, every business owner prefers to go for furnishing material that adds more space and workability to the space. Choosing the furniture with maximum storage capacity to helping employees to keep their belongings safe and secured. It tries to beat the cluttered or over-crowded of gadgets or work material on the surface.


Wholesale Silver Jewellery

The Bangkok Gems and Jewellery show takes place in March and September each year and is one of the most important trade showcases for wholesale silver jewellery in the world. Many truly first class exhibitors exhibit their latest designs including silver rings, pendants, earrings, bangles and bracelets. So what were the designs trends at the September 2009 event?

Virtually all exhibitors are really focused on supplying large volume buyers that must place orders for over 50 to 100 plus pieces per design.

Therefore it is not really such a good show for smaller retailers looking to buy just a few items of a particular design. There were some exhibitors offering wholesale silver rings, pendants, earrings and other jewellery from stock but we wholesale ring found very little that was new or exciting. And in fact we found many such exhibitors were using the show as a vehicle to sell old stock.

Every year wholesale silver jewellery seems to take up a larger proportion of the floor space at the show. However, this was the forth show in a row where it was very obvious that visitor numbers had fallen on previous years and perhaps not surprisingly many exhibitors that we spoke to were resigned to poor sales with many not expecting significant improvement until the 2nd half of 2010.

Trends we saw at the show:

There were plenty of new designs but most exhibitors were sticking to tried and tested design concepts so we were unable to identify a new design or fashion trend.

Many new designs were plain silver jewellery especially plain silver rings with Cubic Zirconia especially clear CZ stones and to some extent black CZ stones which remain popular with Western buyers.

The move to light weight silver jewelery has continued with more lightweight jewellery designs. We saw very few new heavy or chunky types of necklaces and bracelets.

Laser or burnished finish plain silver jewellery have increased in popularity over the past 12 months.

There has been a fall in the numbers of both new and existing designs using Coral, Mother of Pearl and other types of shells.

Wholesale silver jewellery with Cubic Zirconia, Black Onyx, Spinel, Garnet, Emeralds, Amethyst and Marcasite remain good sellers.


Targeted Product Funnel Creation

Are you considering offering series of information products (ebook, CD series, one-on-one coaching, etc.) but can’t seem to figure out the best way to properly promote them online? Then, you need to learn the ropes of product funnel creation. This is a relatively new marketing technique that will allow you to sell series of products (preferably those that target a specific niche) while earning the trust of your potential clients so you can convince them not only to buy from you but also to support your other offerings.

Here are the 4 targeted methods to supercharge your product funnel creation:

1. Start your funnel with low-end product. You can’t expect online users to shell out thousands of dollars on their first purchase no matter how much they trust you. clickfunnels mlm scam These people are most likely afraid to get scammed so they will surely like to test the waters first. On the first level of your funnel, you may offer these people inexpensive but quality products. These could be special newsletters, short ebooks, reports, do-it-yourself guides, etc. that will sell for $10-$30. As there is a little risk involve, you can be assured that a lot of people will take advantage of your low-end offering.

2. Satisfy your clients. You would want to move your clients to the next level of you funnel or convince them to buy your middle-end products. That can only happen if these people had a great time on their first transaction. That is why, you need to ensure that you impress these people by offering valuable products at reasonable prices and by offering them great customer support.

3. Sell your middle-end products. On the second level of your funnel, you may offer your middle-end products. These could be DVD series, 8-hour seminar, etc. that can sell for $100-$500. These products must contain more valuable information compare to your low-end products so you can give your clients their money’s wroth.

4. Sell your high-ticket products. At the end of your funnel, you may offer your clients with one-on-one coaching, advanced coaching programs, teleseminars, bootcamps, etc. that will sell for $2,000-$12,000. Don’t fret if only 10% of your customer base take advantage of these offerings as not all of them can afford these types of products.


Tactics On How To Get The Most Out Of Your Sales Funnel

The concept of a sales funnel has been in existence even before the internet was born. However, the concept has tremendously grown in popularity when it was introduced into the world of online marketing. Now, it has become one of the most talked-about concepts in the industry. It doesn’t matter what field or niche you are into or whether you are offering a product or a service, the sales funnel remains to be relevant. Although it’s commonly used for network marketing businesses, the concept can also be applied to other forms of online marketing like affiliate marketing, direct selling, retail and freelancing.

It can be a bit difficult to understand what a sales funnel is if you are a beginner in the industry. To put it simply, a sales funnel, as the term implies, is the funnel or pipeline through which you make your customers pass through. As your customers go down this funnel, some stop along the way while others continue to the end of the funnel. The customers who make it to the end of the funnel are your most valuable customers. The number of these remaining customers divided by the total number who entered the funnel equals your conversion rate. This is how the concept of a funnel works. In every level of the funnel, there is usually a specific product that caters to the customers who make it to that level. This means clickfunnels affiliate price that as the customers go down the funnel, they’ll receive a different offer.

Here are a few tips on optimizing your sales funnel:

– See to it that the people who enter your funnel are as targeted as possible. The more targeted these people are, the higher your conversion rates will be. There are so many ways on how to drive traffic to your funnels. These ways involve the most basic internet marketing techniques like search engine optimization, article marketing, email marketing, social media marketing and online advertising. As long as you have the time to do all of these, then you should utilize all of them. If you are time-strapped, it’s best that you test them all then just stick to the few tactics that bring you positive results.

– Give utmost importance to the quality of the products and services that you offer in your funnel. From the beginning of the funnel up to the end, your offers should be valuable to your customers.

– Always keep in contact with your customers. If you’ve provided valuable products for your customers before, they will likely buy from you again if you offer something else. This is why it’s important that you keep in touch with your previous and current customers and update them with your latest offerings. One way to do this is to have your customers sign up with your mailing list before they get to enter your sales funnel. Once they are in your mailing list, it won’t be that hard to contact and communicate with them.


Consultants – How Companies View Them

For many of you who have been successful in business either alone or within the infrastructure of a company, you’ve undoubtedly either been a consultant or had the need to hire one. Here are some tips about what makes good consultants (or successful ones) and what bad consultants lack (or do wrongfully).

I’d like to start by saying that consultants can be very important and a tremendous value-add to any company. Most often, they are hired by companies to bring expertise, knowledge, strategic insight or tactical skills that don’t exist previously. Sometimes, they are purposely hired not to be an agent of change per se, best immigration consultant but an agent of growth. Some consultants are successful; others become warts. Good consultants can be invaluable (and if you’re a good consultant, it can be a very fulfilling career path).

Here are some do’s and dont’s for consultants looking to be hired by companies as agents of growth. I hope they are helpful both to consultants (and the companies hiring them, because consultants can play a very important part in driving new business growth).

1) Don’t act like you’re smarter than everyone.

Nine times out of ten, you’re not. Even if you as the consultant think you’re smarter and have solutions that people at the company aren’t smart enough to have already thought of, really, that’s probably unlikely. Sometimes, your hiring is because of resources and to be more of a tactician. Other times, it is more strategic. Either way, the folks at a company live day-in and day-out within the industry they’ve chosen. That is not to say you won’t end up feeling smarter – if you’re successful – but don’t treat it like a foregone conclusion from the start.

2) Don’t act like you’re there to run the place or any one department.

Nine times out of ten, you’re not. The importance of collaboration is key. If people think you’re a “new sheriff in town”, you’ll likely stumble fantastically. What ended up happening in “Office Space” when the two Bob’s were brought in? The company ended up burning down. That example is a bit dramatic, but consultants often need to check egos at the door and immerse themselves in the company, just as a middle manager would, to start with. You’ll create some key allies along the way.

3) Do be open and honest that you’re an agent of growth.

This can be tricky. You, as a consultant, have a job to do. Just like every other employee at the company. Human nature resists change, and humans working at companies are no different. However, they don’t resist growth. People like growth. Take the time to explain to people why the changes that MAY occur could result in growth, and how individually, they might benefit or have their jobs become easier or help the company succeed. In other words, sell the dream – and deliver substance.

4) Do get to know the people in the organization.

And I mean all of them, top to bottom. Even if the executive team likes you, or you have undying support in a certain area of the company, there is a 100% likelihood you will come into contact with many other people in other departments. You will need everyone’s help in order to do your job right, and to “fit” in the organization and particularly into an organization’s culture. Disrupting the culture is a no-no unless its necessary for growth.

5) Do try and have a pretty squeaky clean history and well-respected record of success.

The presence of a consultant requires in-house “selling” to be done to the rest of the organization. And hopefully, if successful, will also require external marketing and PR for whatever initiative the consultant is hired for – which the company will undoubtedly want to talk about publicly. In the digital age, it’s incredibly easy to find out a consultant’s expertise and successes and failures. A good journalist will find out who is behind such a successful venture that the company is so eager to talk about. The worst thing to happen would be if the consultant severely lacked credibility in any way – which would make the consultant and the company look bad.


There Any Grocery Stores That Carry Nutrisystem Foods

There Are Bloggers, Reviewers, And Advertisers, But There Is One Real Source:  As you’ve probably guessed by now, the only place to buy Nutrisystem is from the company itself. I often have people ask me things like “if you can’t buy Nutrisystem every where, then why do I see it on tons of websites and in magazines?”  Well, mostly because sometimes the company pays these folks to run their ads, but also because there are web sites that review diets or offer coupons and other such things.  However, when you click on the links or coupons on these sites, you will be sent to the company’s site.  You will be given the promised discount, but ultimately you will buy the product from the company itself.  There really isn’t a middle man when you actually place your order.  In other words, the company allows some third parties to offer discounts and such, but when you actually place an order, you are dealing with the manufacturer itself.

Occasionally, I get emails from folks who ask me for a “list of grocery stores that carry Nutrisystem products.”  Sometimes, I have people ask me which aisle in the grocery store that they should be looking for the Nutrisystem foods, as they’ve tried the shake aisle but only found slim fast.  And, many have tried the frozen food aisle and only found the ones that are very high in sodium like lean cuisine.  Occasionally, someone will think to check the body building aisle for the protein bars, but these folks come up empty too.  I’ve had people go so far as to check out the health food stores and nutrition centers, but there’s no dice there either.  russian grocery I once had a coworker bring in the phone book and ask me to help her find the Nutrisystem clinics.  There are very few of those, and none are in our town. (She had this diet confused with Jenny Craig, apparently.)  The truth is, there is really only one place where you can consistently buy Nutrisystem products.  I’ll tell you where that is (and why it’s cheaper than most stores) in the following article.

Many people ask me why they chose to do it this way.  Wouldn’t they want their products to be in stores and easily accessible?  Maybe, but think about it.  There are over 170 food choices.  And many of those have different flavors available which makes this actually much more items that we are talking about.  There aren’t a lot of stores that would be willing or able to devote this kind of space to the product.

Is Buying Nutrisystem Online More Expensive Than Buying Grocery Store Diet Foods?:  Often when I ask people why they are so disappointed that these products aren’t available in stores, they tell me that they think it would be cheaper if they had this option.  In short, they are hoping to find grocery store products that are as low in calories / carbs and as high in protein / fiber as this diet’s options are, but for a cheaper price.  This is a tall order, to say the least.  Take a look at any standard frozen or grocery store diet foods like lean cuisine or smart ones.  These meals are absolutely loaded with sodium.  And many are not very low in carbohydrates.  This is essential to your success because the way that this diet works is by making your body burn it’s own fat since it can no longer burn carbs (this is called ketosis.)

And, are you really saving money with by hitting the discount stores? Well, let’s see. The standard monthly package for this diet is about $10 per day with no coupons and about $8 per day with coupons.  This includes enough food for 5 meals (generally three main meals and snacks / desserts.  And the new flex plan is very cheap at only $230.)  Again, let’s take a look at one of those lean cuisine meals. They run around $3.00 and up with tax per meal.  So for 3 of these meals, you’d be out at least $9 and you are still short two meals.  Many people are surprised to learn this, but you really aren’t saving any money by hitting the grocery store. Often, you’ll not only spend more, but you’re often getting foods that have too much sodium, calories and carbs.